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Holiday Let Mortgages

Holiday Let Mortgages

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  • MORTGAGES
        • Holiday Let Mortgage Broker

          We have been specialising in holiday let mortgages since 2006 and have accumulated a deep understanding of all types of holiday let finance.

        • Holiday Let Mortgages
        • Holiday let remortgages
        • Buying a holiday home
        • Expat Holiday Let Mortgages
        • Mixed & Multi-Unit Holiday Lets
        • Guest House Mortgages
        • Deposits
        • Holiday Park Mortgages
        • Development Finance
        • Review Service
        • Mortgage Guide
        • Mortgage Criteria
        • Holiday Let Tax Rules
  • INSURANCE
  • ABOUT US
        • Holiday Let Mortgages is an Independent Mortgage Broker specialising since 2006 in mortgages for holiday let properties.

          This means that we are free from any outside influences in terms of where we can go to get you the best mortgage rates and deals available.

        • About Us
        • What We Do
        • Review Service
  • CONTACT US

Specialist INDEPENDENT mortgage brokers – ☎ 020 8301 7931

  • Guides
        • HOLIDAY LET GUIDES

          We have a lot of resources to help you with your holiday let. There are quite a few guides plus many articles on how we can help people successfully invest in a holiday let property.

        • Holiday Let Mortgage Guide
        • Holiday Let Mortgage Criteria
        • Buying a holiday home for investment
        • Holiday let property guide
        • Guide to UK Holiday Lets
        • Buying a holiday home in the UK
        • Jargon Buster
  • Calculators
  • Articles
        • HOLIDAY LET ARTICLES & CASE STUDIES

          There is lots of useful information in our article and case study sections. Built up over many years we share new developments in lending attitude and also client case studies for the more difficult holiday lets!

        • Articles
        • Case Studies
        • Q&A
Holiday let remortgages

Holiday let remortgages

Holiday let remortgages and mortgage transfers

As a specialist Broker in arranging mortgages for holiday let and short term let properties, much of our work involves making sure existing owners achieve the best financing result available.

Re-financing or remortgaging a holiday let property or holiday home will normally apply to two distinct types of owner; those that have a current mortgage and those that don’t.

MORTGAGE FREE

If you do not currently have a loan secured on your (unencumbered) holiday let, you may be looking to raise money for improvements, repairs, or even expand your portfolio of holiday let properties.

So we will arrange a new remortgage to raise the funds required.

EXISTING MORTGAGE

If you have a mortgage secured on your property, at some point your initial interest rate will stop. Paying a higher interest rate can easily be avoided in most cases, by switching to a new lender that offers a holiday let mortgage product.

These remortgage products are often “fee free”, meaning that the lender will pick up the bill for basic legal and valuation fees.

Arranging a holiday let remortgage is usually a fairly simple process that should only take a few weeks to organise and naturally we will help with all of the mortgage paperwork. Mortgages are generally available up to 75% loan to value (LTV). Our experienced mortgage advisers are fully up to date with all of the holiday let mortgage options and lenders, enabling you to get the best mortgage deal possible.

Please contact us to discuss your holiday let re-mortgage requirements or call 020 8301 7931

Let’s work together

Get in touch with us and send some basic info about your project.

Get in touch!

CONTACT US

Holiday Let Mortgages

1st Floor, 140 Long Lane
BEXLEYHEATH
DA7 5AH

T 020 8301 7931
E mortgages@holidayletmortgages.co.uk

QUICK LINKS

Holiday let mortgage guide

Guide to UK holiday lets

Holiday let mortgage criteria

Holiday let articles

Holiday let tax

WE LIKE TO TALK

Please contact us whether you have found a property or project that needs financing or you are just in the early stages of forming a plan.

It’s often an advantage to discuss the financial side of a deal before everything has been agreed. So please call us on 020 8301 7931 and tell us your holiday let ideas.

Copyright © 2020 · Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Broker fees may apply. Written details on request. All loans subject to status. Think carefully before securing other debts against your home. The Financial Conduct Authority does not regulate holiday let mortgages. Holiday Let Mortgages is a trading style of Drake Mortgages Limited and this website is owned and operated by Drake Mortgages Limited who are authorised and regulated by the Financial Conduct Authority FCA Register No 207532 | Privacy | Terms