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Holiday Let Mortgages

Holiday Let Mortgages

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  • MORTGAGES
        • Holiday Let Mortgage Broker

          We have been specialising in holiday let mortgages since 2006 and have accumulated a deep understanding of all types of holiday let finance.

        • Holiday Let Mortgages
        • Holiday let remortgages
        • Buying a holiday home
        • Expat Holiday Let Mortgages
        • Mixed & Multi-Unit Holiday Lets
        • Guest House Mortgages
        • Deposits
        • Holiday Park Mortgages
        • Development Finance
        • Review Service
        • Mortgage Guide
        • Mortgage Criteria
        • Holiday Let Tax Rules
  • INSURANCE
  • ABOUT US
        • Holiday Let Mortgages is an Independent Mortgage Broker specialising since 2006 in mortgages for holiday let properties.

          This means that we are free from any outside influences in terms of where we can go to get you the best mortgage rates and deals available.

        • About Us
        • What We Do
        • Review Service
  • CONTACT US

Specialist INDEPENDENT mortgage brokers – ☎ 020 8301 7931

  • Guides
        • HOLIDAY LET GUIDES

          We have a lot of resources to help you with your holiday let. There are quite a few guides plus many articles on how we can help people successfully invest in a holiday let property.

        • Holiday Let Mortgage Guide
        • Holiday Let Mortgage Criteria
        • Buying a holiday home for investment
        • Holiday let property guide
        • Guide to UK Holiday Lets
        • Buying a holiday home in the UK
        • Jargon Buster
  • Calculators
  • Articles
        • HOLIDAY LET ARTICLES & CASE STUDIES

          There is lots of useful information in our article and case study sections. Built up over many years we share new developments in lending attitude and also client case studies for the more difficult holiday lets!

        • Articles
        • Case Studies
        • Q&A
  • 2021 Budget Guide
Expat Holiday Let Mortgages

Expat Holiday Let Mortgages

Expat Holiday Let Mortgages

A popular investment strategy for British expats is to buy property in the UK. Commonly this is commercial or residential buy to let but more expats are now seeing that a holiday let property can be a lucrative investment opportunity.

Holiday let mortgages themselves are quite hard to find, so combine this with an expat borrower, means that a specialist mortgage broker is almost certainly be going to be required.

Expat holiday let mortgages are only available from a small number of specialist UK lenders. However, they can be found if you know where and how to look.

Holiday Let Mortgages is a specialist and has relationships built on trust with the few lenders that operate in the ex-pat market so we can do in hours what it may take others weeks. There are certain elements of preset mortgage lending criteria for ex-pat holiday let mortgages. However, each case is considered on its merits by a lending manager, rather than a computer.

The following are examples of typical lender requirements.

Individual lenders may have further requirements.

As a rough guide, applicants should:

  • reside in a country not subject to sanctions of any kind
  • be employed by a company capable of being found on a search
  • for the self-employed. The business should be searchable and have three years’ accounts available compiled by a recognised and qualified Accountant
  • be in receipt of UK private pension income
  • own a UK property (desirable, but not essential)
  • must have a UK Bank Account

Property:

  • must be fit for purpose at outset
  • traditional construction

Deposit:

  • up to 75 % LTV for the employed (and certain contractors) and for self-employed (all subject to rental cover)
  • no deposit option for those with other suitable property security available

Loan Purpose:

  • purchases and re-mortgages available

If you are looking for an Ex Pat Holiday Let Mortgage, please call us first on 020 8301 7931

Let’s work together

Get in touch with us and send some basic info about your project.

Get in touch!

CONTACT US

Holiday Let Mortgages

1st Floor, 140 Long Lane
BEXLEYHEATH
DA7 5AH

T 020 8301 7931
E mortgages@holidayletmortgages.co.uk

QUICK LINKS

Holiday let mortgage guide

Guide to UK holiday lets

Holiday let mortgage criteria

Holiday let articles

Holiday let tax

WE LIKE TO TALK

Please contact us whether you have found a property or project that needs financing or you are just in the early stages of forming a plan.

It’s often an advantage to discuss the financial side of a deal before everything has been agreed. So please call us on 020 8301 7931 and tell us your holiday let ideas.

Copyright © · Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Broker fees may apply. Written details on request. All loans subject to status. Think carefully before securing other debts against your home. The Financial Conduct Authority does not regulate holiday let mortgages. Holiday Let Mortgages is a trading style of Drake Mortgages Limited and this website is owned and operated by Drake Mortgages Limited who are authorised and regulated by the Financial Conduct Authority FCA Register No 207532 | Privacy | Terms