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Articles: Think out of the box for your affordable holiday home SB May 2007

 

In your search for a holiday home, you may be tempted to despair as prices already seem to be spiralling out of your reach.  The answer is: Don’t give up.  Think out of the box and look for your holiday home in places that haven’t yet taken off.  There are still some delightful areas where there are plenty of properties to be found for under £200,000.

Isle of Wight.  The Isle of Wight has been a much-loved holiday and leisure destination for many decades.   Of course it’s a paradise for those who love anything to do with boats and sailing.  But it also has stunning scenery and historical places of interest like Carisbrooke Castle.  What’s more it has a lively waterfront scene with excellent restaurants, bars, cafes and boutiques.  There are plenty of ferries from Southampton and Lymington so there’d be no problem in getting to your holiday home.
 

West Wiltshire Downs.  A lovely area within easy distance of London.  It has delightful market towns, enchanting villages and a variety of prehistoric structures like Avebury Ring.  And of course there is the wonderful cathedral city of Salisbury.  Really it is amazing that it hasn’t become a holiday home hotspot already, but it’s only a matter of time.  Traditional holiday home properties are already expensive, but you can still find more modest properties for under £200,000 – if you hurry.
 

Suffolk-Essex border.  This area is such a secret surprise.  From Liverpool Street to Chelmsford is only a 30-minute train ride, and within ten minutes you are among picturesque little old villages and ancient market towns, Constable country and water meadows along the River Stour.  Astonishingly you can still find an attractive holiday home here for under £200,000 – but not for long.
 

Wolds.  The Yorkshire Wolds are very little known and still a well-kept secret.  But the area is unique in its very special tranquillity and peace – its rolling farmland, with grazing sheep and cows, looking as if it has slumbered for centuries.  Plus it boasts beautiful little villages and easy access to lovely coastal towns with gorgeous sandy beaches.  The Lincolnshire Wolds is the area known as “Tennyson country” – like the Yorkshire Wolds it has rolling peaceful landscape, punctuated by prehistoric remains and lovely mediaeval churches.  You can still find a holiday home here for £180,000.
 

Scottish Borders.  Another one of those well-kept secrets.  People still rush through here on their way to Edinburgh and the Highlands, yet it has one of the most awe-inspiringly wild and beautiful landscapes you will find anywhere, with a uniquely mysterious quality.  It’s an ideal place for a holiday home and properties can be found for as little as £139,000 asking price.  Some lenders south of the Border don’t lend on holiday homes in Scotland, but there are those who will.  So talk to your independent mortgage broker.

Don’t believe anyone who tells you that you can’t afford a holiday home any more.  There are lots of really magical spots where you can find your own special hideaway at an affordable price.  Just keep searching. 

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